-@code{DATA} is padded with @code{PAD} (0x80 byte). Optional @code{ZEROS}
-may follow, to fill up packet to conceal payload packet length.
+@code{DATA} is padded using ISO/IEC 7816-4 format (@code{PAD} (0x80
+byte) with optional @code{ZEROS} following), to fill up packet to
+conceal payload packet length.